{"id":5,"date":"2020-06-14T03:51:00","date_gmt":"2020-06-14T07:51:00","guid":{"rendered":"https:\/\/www.mcashadvance.com\/?page_id=5"},"modified":"2025-05-22T02:56:05","modified_gmt":"2025-05-22T06:56:05","slug":"merchant-cash-advance-lender","status":"publish","type":"page","link":"https:\/\/www.mcashadvance.com\/","title":{"rendered":"Business Cash Advance Company"},"content":{"rendered":"
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MCA Advance<\/span><\/h1>\n\n\n\n

Sometimes called MCA loans<\/strong> or MCA funding<\/strong>, our small business MCA advances<\/strong> provide fast short-term funding in exchange for a share of future credit card sales.<\/p>\n\n\n

\n\nAPPLY NOW<\/strong><\/a>\n\n<\/div>\n<\/div><\/div>\n\n
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Apply Online<\/h2>\n\n
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Apply for a merchant cash advance online in less than five minutes and enjoy fast processing, no paperwork, and fast approval.<\/p>\n\n<\/div>\n<\/div><\/div><\/div>\n\n

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Same Day Funding<\/h2>\n\n
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Same day funding is possible when you apply for an MCA. Receive your cash in as little as 24 hours. Our average funding time is 1-3 days.<\/p>\n\n<\/div>\n<\/div><\/div><\/div>\n\n

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Bad Credit Accepted<\/h2>\n\n
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Bad credit borrowers can qualify for an MCA because the main requirements are strong credit card sales, making it easier to get an MCA even with poor credit<\/p>\n\n<\/div>\n<\/div><\/div><\/div>\n\n

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No Credit Check<\/h2>\n\n\n

No credit check is conducted when you apply for an MCA. Only a soft credit pull is carried out instead of a hard one to ensure your credit won\u2019t be affected.<\/p>\n\n<\/div>\n<\/div><\/div><\/div>\n<\/div>\n<\/div><\/div>\n\n

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Merchant Cash Advance Funding to Keep Your Business Moving Forward<\/h2>\n\n\n

Our merchant cash advance funding offers fast access to the working capital you need to help ensure your business can meet its financial obligations and keep moving forward.<\/p>\n\n\n\n

Our advance amounts range from $5,000 to $900,000, with automated payments and flexible repayment terms of up to 18 months and factor rates from 1.1 to 1.5.<\/p>\n\n<\/div><\/div>\n\n

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Our MCA Rates, Terms, and Timelines<\/h2>\n\n
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MCA Funding Feature<\/th>\n MCA Funding Details<\/th>\n <\/tr>\n
MCA Amounts:<\/td>\n $5,000 – $900,000<\/td>\n <\/tr>\n
Factor Rate:<\/td>\n 1.1 – 1.5<\/td>\n <\/tr>\n
Holdback Rate <\/td>\n 10 – 25%<\/td>\n <\/tr>\n\n
Repay In:<\/td>\n 3 – 18 months<\/td>\n <\/tr>\n
Approval Time:<\/td>\n Same day approvals<\/td>\n <\/tr>\n
Average Funding Time:<\/td>\n 1 – 3 days<\/td>\n <\/tr>\n <\/table>\n<\/div>\n\n<\/div>\n\n\n

Ready to get Started?<\/strong><\/p>\n\n\n\n

Now that you\u2019ve seen our MCA terms, take the next step. Get a personalized advance quote based on your revenue and sales history.<\/p>\n\n\n

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\n\nAPPLY NOW<\/strong><\/a>\n\n<\/div><\/div>\n\n
\n\nASK A QUESTION<\/strong><\/a>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n
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Leverage Your Future Credit Card Sales to Get the Advance of Capital You Need Today<\/h2>\n\n\n

We know your business is much more than just a credit score. That\u2019s why we assess your capital needs based on your business revenue and credit card sales. The lump sum we offer is based on the volume of credit card payments your business processes each month. This ensures you receive the right amount of capital to move your business forward, not hold it back.<\/p>\n\n<\/div>\n\n\n

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What You Need to Apply<\/h2>\n\n\n

To apply for a merchant cash advance with MCashAdvance, you need to meet the following requirements:<\/p>\n\n\n\n

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  1. Monthly credit card sales of at least $7500.<\/li>\n\n\n\n
  2. Three months of bank statements or merchant processor statements.<\/li>\n\n\n\n
  3. A minimum credit score of 550 FICO.<\/li>\n\n\n\n
  4. At least six months in business.<\/li>\n\n\n\n
  5. Be at least 18 years old and a US citizen or resident.<\/li>\n<\/ol>\n\n\n\n

    If you meet all our criteria, click below to apply:<\/p>\n\n\n

    \n\nAPPLY NOW<\/strong><\/a>\n\n<\/div>\n<\/div><\/div>\n\n
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    How to get an MCA<\/h2>\n\n
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    Apply for a merchant cash advance online through our easy-to-use online portal and complete the online application and funding process in 4 simple steps:<\/p>\n\n<\/div>\n\n

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    Step 1. Apply
    Online<\/h3>\n\n\n

    Click on the ‘Apply for an MCA’ button and enter basic information about your business into our online form.<\/p>\n\n<\/div><\/div>\n\n

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    Step 2. Submit Documentation<\/h3>\n\n\n

    Provide the last three months of your business bank statements or credit card processing statements to verify your financial information.<\/p>\n\n<\/div><\/div>\n\n

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    Step 3. Let Us Review<\/h3>\n<\/div>\n\n\n

    Our underwriters will review your documents and application. If you’re eligible, we’ll approve your MCA and send you a funding offer.<\/p>\n\n<\/div><\/div>\n\n

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    Step 4. Receive Your MCA<\/h3>\n<\/div>\n\n\n

    Once you accept the offer and sign the contract, the lump sum payment from your MCA will be deposited directly into your bank account.<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n\n

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    \n\nAPPLY NOW<\/strong><\/a>\n\n<\/div>\n<\/div>\n<\/div>\n\n
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    Trusted by Thousands of Small Business Owners Like You<\/h2>\n\n
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    \r\n $50,000 merchant cash advance for a restaurant in New York for equipment upgrades.\r\n<\/div>\r\n\r\n
    \r\n $85,000 MCA loan for a construction company in Texas for working capital.\r\n<\/div>\r\n\r\n
    \r\n $25,000 business cash advance for a retail store in Pennsylvania for inventory purchases.\r\n<\/div>\r\n\r\n
    \r\n $75,000 in MCA funding for a technology startup in New Jersey for a marketing campaign.\r\n<\/div>\r\n\r\n
    \r\n $35,000 in MCA financing for an auto repair shop in Michigan for emergency repairs.\r\n<\/div>\r\n\r\n
    \r\n $30,000 in short-term financing for a pet grooming service in Massachusetts for equipment upgrades.\r\n<\/div>\r\n
    \r\n $150,000 cash advance business loan for a fitness center in North Carolina for expansion.\r\n<\/div>\r\n\r\n
    \r\n $175,000 in working capital for a real estate agency in Washington for business expansion.\r\n<\/div>\r\n\r\n
    \r\n $10,000 MCA loan for a beauty salon in Georgia for renovations.\r\n<\/div>\r\n <\/div>\r\n<\/div>\n\n<\/div>\n<\/div>\n\n
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    MCashAdvance Reviews<\/strong><\/h3>\n<\/div><\/div>\n\n
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    Excellent<\/strong> <\/i> <\/i> <\/i> <\/i> <\/i> 4.8 based on 100 reviews<\/strong><\/p>\n\n<\/div><\/div>\n\n

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    Powered By<\/p>\n\n<\/div><\/div>\n\n

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    5.0 <\/i>\n<\/i>\n<\/i>\n<\/i>\n<\/i><\/p>\n\n\n\n

    Quick funding helped us upgrade our bakery. I highly recommend this lender!<\/p>\n\n\n\n

    Emma, Sweet Treats Bakery, Austin, TX<\/strong><\/p>\n\n\n\n

    <\/i> Verified Review<\/p>\n\n<\/div><\/div>\n\n

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    5.0 <\/i>\n<\/i>\n<\/i>\n<\/i>\n<\/i><\/p>\n\n\n\n

    Fast and easy process, helped us boost our stock when needed<\/p>\n\n\n\n

    Tony, Urban Sports Gear, Chicago, IL<\/strong><\/p>\n\n\n\n

    <\/i> Verified Review<\/p>\n\n<\/div><\/div>\n\n

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    5.0 <\/i>\n<\/i>\n<\/i>\n<\/i>\n<\/i><\/p>\n\n\n\n

    Great service, I was able to get the funds to expand my salon<\/p>\n\n\n\n

    Sarah, Glamour Hair Studio, Miami, FL<\/strong><\/p>\n\n\n\n

    <\/i> Verified Review<\/p>\n\n<\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n

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    ON THIS PAGE<\/strong><\/div><\/div>